Regulation Z: Feds move to change credit card rules

Depending on who you ask, today's credit card industry -- a multibillion dollar easy access lending machine -- operates like a deceptive, predatory mafia or is a convenient service for those in need of quick cash.

Let Paynet Systems help your business process credit card transactions

Paynet Systems provides the credit card processing and merchant account services your business needs to compete in today's marketplace -- regardless of whether you run a retail store, wholesale, mail/phone order or e-commerce operation.

Grow your business with American Express card acceptance

Merchants who are looking to grow their business should consider American Express card acceptance. That is because consumer spending on American Express credit cards is typically much higher than on other types of credit cards, while the costs associated with accepting AmEx credit cards through an American Express merchant account are low.

Merchant group welcomes senate's critical look at credit card interchange fees

Business group the Merchants Payments Coalition on March 7, 2007, welcomed comments from Senator Norm Coleman (R-MN) regarding the interchange fees paid by merchants during customers' credit card transactions.

A brief look at merchant account fees

When selecting a merchant service provider for your business in order to accept credit card payments, one important consideration may be the fees charged for merchant accounts. You may incur costs that include one time fees, monthly fees, transaction fees, discount fees and other.

How to select a credit card processor for your business

While business owners may be happy to use the same bank for both their business credit card and for processing credit card transactions, there are factors to consider when picking a credit card processor.

Credit card processing for nonprofits

Nowadays, many nonprofit organizations accept donations via credit card, which often means speedier collections of funds and larger donations. Meanwhile, donors appreciate the convenience of plastic and chance to earn perks if they give using their reward credit cards.

Credit card fraud targets merchants

Merchants need to be aware of credit card fraud that seeks to prey on small businesses. Recent telephone scams in certain parts of the U.S. involve an identity thief calling a small business in hopes of snagging some credit card information.

Cashless businesses slowly catch on

At Dave Hatfield's family-run restaurant, there's no cash register. Customers come and go for breakfast and lunch and paper currency is only rarely and reluctantly exchanged. But it's not a soup kitchen. Café 3456' in Bend, Ore., is cashless. Patrons pay with credit cards or debit cards.

Guarding credit card information

Merchants need to be sure they are taking all the necessary precautions to protect their customers' credit card information. Losing your customers' credit card information is an easy way to lose your customers.