How to choose a airline rewards / frequent flier credit card

If you are in the market for an airline credit card, you may be a bit confused as to which one would best suit your needs. You're not alone. Banks and credit card issuers spend millions of dollars each year trumpeting their particular co-branded frequent flier credit cards. But this doesn't help the average consumer determine which credit card provides the most bang for the buck.

Become debt-free with credit card debt consolidation

Credit card debt can put a debilitating drag on your personal finances and limit your day-to-day money options. If you have a large outstanding credit card balance, now might be the time to consider your credit card debt consolidation options.

Credit card minimums are getting more maximum

Credit card minimum payments are getting bigger and this could, surprisingly, be a good thing for the average American. Legislators and Regulators in Washington have recently exerted pressure on the nation's largest credit card issuers to deal with the looming problem of consumer credit card debt. The banks have announced that new minimum payments will be 4 percent of outstanding balances.

Bank of America to Issue American Express

Not to be outdone by a previous move made by Citibank, Bank of America has officially announced that it will begin issuing credit cards on the American Express Open Network. The decision to offer American Express-branded credit cards is expected to help the bank's efforts to attract new customers according to a press release from the nation's largest credit card issuer.

Strategies for maximizing frequent flier credit card points

The best strategies for getting a free airline ticket with the help of your airline rewards or frequent flyer credit card boil down to seeking out all the incentives that have been created for specific airlines and their partners, including those provided by your airline credit card issuer.

The new Starbucks Duetto Visa – Wake up and smell the free coffee

Many of us need a strong jolt of caffeine to lift that morning fog. And, for millions of Americans that means one thing - Starbucks Coffee and lots of it. Now, the international coffee retailer has made it even easier to afford that morning cup of Joe by teaming up with Chase Credit Card Services to offer the new Starbucks Duetto Platinum Visa Card. And, if you are like many of us that have the Starbucks addiction, the daily cost of a Starbucks habit can not be considered insignificant. So rather than cutting back on such a "necessity" in life, perhaps you should consider making it more affordable with a little help from your everyday credit card spending.

Credit card debt in 2005

With the deadline for the new bankruptcy law nearing, credit card delinquencies continue at an all time high. U.S. families are finding themselves deeper and deeper in personal debt, and yet they are encouraged to keep on spending to "help the economy." The recent hurricane victims in the southern gulf states have had to rely on credit card spending and the lenient repayment terms offered by national banks to survive. This has put focus on a frightening reality of American consumer life - that fully one third of adult Americans have zero personal savings. Absolute zero.

Post-holiday debt: The real cost

Credit card debt is an epidemic in the Western world, most notably in the United States. The combination of large outstanding balances, penalty pricing and late fees often conspires to keep consumers in a vicious cycle. It doesn't help that 74 percent of Americans put holiday gifts on their credit cards, according to a 2006 survey by the Family Credit Counseling Service.

Renting a car with cash or debit card? Expect to try harder

Thought you couldn't get a rental car if you didn't have a credit card? That's probably what you've heard for years from rental car agents at airports, but it may be getting easier for some travelers to rent a car without a credit card. A CreditCards.com survey of the top rental car companies indicates that nearly all of the companies allow you to rent their vehicles without credit cards. However, it may take some work on your part -- and patience -- to get the vehicles.

New rules for credit card minimum payments?

Credit card debt is an epidemic in the Western world, most notably in the United States. The combination of large outstanding balances, penalty pricing and late fees often conspires to keep consumers in a vicious cycle. It doesn't help that 74 percent of Americans put holiday gifts on their credit cards, according to a 2006 survey by the Family Credit Counseling Service.